Water Views - Primary on Main
Address
109 Sea Urchin Court, Surf City, NC
Price
$ 823,500
Property Attributes
- MLS#100595518
- TypeSingle Family
- Listing Status Active
- CountyPENDER
- CitySurf City
- AreaIsland Oaks
- NeighborhoodSurf City
- Zip28445
- StyleSingle Family Residence
- Year Built1996
- Taxes$ 4999
- Price$ 823,500
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1568
- Lot Size0.2 Acres
Data Source:
North Carolina Regional MLS (NCRMLS)
Property Description
Island Oaks coastal living with DUAL INVESTMENT POTENTIAL! This 3-bedroom Surf City home features a reverse floor plan designed to capture natural light, coastal breezes, and beautiful ocean views, with an open-concept kitchen, dining, and living area perfect for gathering family and friends. A standout feature for both homeowners and investors is the additional downstairs studio/in-law suite with a combo washer/dryer, kitchenette and bathroom creating the potential for flexible living arrangements and dual rental opportunities. (Rental history for suite available upon request) Located in desirable Island Oaks, residents enjoy community beach access plus a community boat ramp with deep-water access to the Intracoastal Waterway, putting beach days, boating, fishing, and island adventures right outside your door. Whether you're looking for a full-time coastal residence, vacation getaway, multigenerational home, or investment property, this home offers the flexibility, location, and lifestyle to make the most of Topsail Island living.
| Elementary School | Middle School | High School |
|---|---|---|
| North Topsail Elementary School | Topsail Middle School | Topsail High School |
| Price History | |
|---|---|
| 8/11/2026 | Listed $823,500 |
General Features
| Living Area | 1568.0 |
|---|---|
| Heating | Heat Pump,Electric,Forced Air |
| Cooling | Central Air,Heat Pump |
| Utilities | Sewer Connected,Water Connected |
| Possession | Close Of Escrow,At Closing |
| Roof | Metal |
| Appliances | Vented Exhaust Fan,Refrigerator,Range,Disposal,Dishwasher |
| Zoning | INCORP |
| HOA Fee | 375.0 |
| Garage Spaces | 1.0 |
| Patio/Porch Features | Covered,Deck,Screened,Front Porch,Rear Porch |
| Pool Features | Hot Tub |
| Security Features | Smoke Detector(s) |
| Construction Materials | Wood Siding,Wood Frame |
| Year Built | 1996 |
| View | Ocean |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Taxes | 4999.85 |
| Parcel Number | 4224-91-3829-0000 |
| Waterfront Features | Boat Ramp,Deeded Water Access,Sound Side,Water Access Comm |
| Assoc Fee Paid Per | Annually |
| County | Pender |
| Operating Expense | 0.0 |
| New Construction | No |
| Property Type | Residential |
| In City Limits? (Y/N) | Yes |
| Association Amenities | Waterfront Community,Beach Access,Beach Rights,Boat Dock,Maintenance Common Areas,Maintenance Roads,Park,Picnic Area,Ramp,Cable TV |
| HOA | Yes |
| Attached Garage | Yes |
| Subdivision Name | Island Oaks |
| Garage Y/N | Yes |
| Total Rooms | 4 |
| Full Baths | 2 |
| Status | Active |
| Directions | Cross the Highrise Bridge,take the first exit on the round about,go south for roughly 2 miles then turn right on Sound Drive. Turn left on Oak Drive. take 2nd left on Sea Urchin Court. This home is |
| High School | Topsail |
| City | Surf City |
| Association Name | Island Oaks HOA |
| Lot Size Units | Acres |
| Lot Size Square Feet | 8886.0 |
| Carport Spaces | 0.0 |
| Carport Y/N | No |
| Elementary School | North Topsail |
| Property Attached Y/N | No |
| Land Lease Y/N | No |
| Home Warranty Y/N | No |
| Middle/Junior High School | Topsail |
| Lease Considered Y/N | No |
| Structure Type | Wood Frame,Stick Built |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Tax Assessed Value | 367636 |
| Tax Lot | 16 |
| Legal Description | Lt 16,Pb 22/104 Island Oaks |
| IslandOrMainland | Island |
Interior Features
| Interior Amenities | Entrance Foyer,Apt/Suite,Ceiling Fan(s),Pantry,Reverse Floor Plan |
|---|---|
| Water Heater | Electric |
| Master Bed Level | Non Primary Living Area |
| Total Stories | 2 |
| Basement (Y/N) | No |
| Air Conditioning Y/N | Yes |
| Heating Y/N | Yes |
| Window Features | Thermal Windows |
| Fireplace Y/N | No |
| Half Baths | 1 |
| Laundry Features | In Hall,Laundry Closet |
| Total Bedrooms | 3 |
| Attic Features | Access Only |
| Entry Level | 1 |
| Room Type | Master Bedroom,Bedroom 2,Bedroom 3,Laundry,Dining Room,Dining Area,Living Room,Studio |
| Unit Type | 3 Bedroom,Studio |
| Total Baths | 3 |
| Living Area Range | 1400 - 1599 |
| SmokingYN | No |
Exterior Features
| Exterior Amenities | Outdoor Shower |
|---|---|
| Exterior Finish | Wood Siding |
| Fencing | None |
| Parking Features | Garage Faces Front,Concrete,Garage |
| Lot Features | Cul-De-Sac,Wooded,Boat Ramp,Deeded Water Access,Sound Side,Water Access Comm |
| Water Source | Public |
| Total Parking | 3.0 |
| Lot Size Area | 0.2 |
| Foundation Details | Other,Pilings |
| Spa | No |
| Building Area Total | 1568.0 |
| Lot Dimensions | 22x122x122x161 |
| Lot Size Acres | 0.2 |
| Road Surface Type | Paved |
| Frontage Type | See Remarks |
| Waterfront Y/N | No |
| Road Frontage Type | Private Road,Maintained,Paved |
| Crops Included Y/N | No |
| Horse Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 28445
Price
Taxes
Year Built
Visits
The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC, and is updated as of September 21, 2026 7:25 PM UTC All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Holland Shepard Group shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from
